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Personally, I recommend bringing up the subject before getting engaged. Unfortunately, it’s usually after they get married. While there's no magic moment when couples must discuss the matter, many financial advisers agree that a conversation should take place well before the actual wedding.Īccording to Erik Klumpp, a certified financial planner and founder of Chessie Advisors, LLC, “Once a couple is engaged, it's a good time to begin discussing how to handle their finances together.”Īccording to Eric Roberge, a certified financial planner in Boston, “In most cases, finances are the last thing couples talk about. It's a good idea to talk about merging finances before you make a lifetime commitment. For love or money: how should you manage your money as a couple? When should you talk about budgeting as a couple? In fact, many couples start planning their joint financial future before they say, “I do.”Īlthough there’s no one best solution for everyone, Quicken’s suite of personal finance management solutions makes it easy to manage your money as a couple no matter how you decide to do it-even if you’re not merging your finances at all. But, as things get more serious, couples eventually need to decide when and how to merge their finances after marriage. When it comes to relationships, money isn't usually the best topic for a first date.
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